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MEET FIRST FEMALE MAYOR IN THE GAMBIA,ROHEY LOWE

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  1. GambiaShe is a proactive female politician and a woman who has deep love and passion for women and the youths. Lord Mayor Roheyatou Malick Lowe has seen it all in the Gambian political atmosphere. She was elected as the Mayor of Banjul, the capital city of The Gambia and ever since, she has delivered her mandate and ensured her manifestoes were honoured. She is an ardent and loyal member of the United Democratic Party (UDP) and according to her, Leadership is about listening to people and knowing their problems in addition to thinking deeply about what the people want because they are the ones who put you into this position and to be quite honest, one should try assiduously to set a very good example.

Being the first female Mayor in the entire Gambia it means Mrs. Lowe has to double her efforts to ensure that women are trusted to hold power, because it is very rare in Africa to see women dominating even a state. Mayor Lowe is an astute and shrewd entrepreneur studied International Relations at the prestigious University of Fahm, Sweden. She also has a strong academic career coupled with a tight theoretical knowledge of public administration. Lord Mayor Rohey Lowe was very active in the political arena and subsequently a member of a party called ‘Social Democrats’ which gave her the opportunity to serve as a key member of the Child Welfare Committee of Nyköping Municipality with the mandate to oversee the schools within her jurisdiction. She came on board as the Mayor of Banjul on 12th of May, 2018 and since her inception, she has demonstrated professionalism, passion, love, determination for the people of Banjul. Through her leadership style, she ensured she displayed her diligence while she also formulated a total inclusion of all the inhabitants of the city of Banjul in policy processes and giving them a voice to engage in all decisions regarding their city.
Furthermore, part of her governance also includes engaging all relevant stakeholders
More especially Civil Society Organisations in Banjul for the growth and development of the City. She also implemented capacity strengthening initiatives in her municipality by restructuring the various departments and hiring qualified technocrats to assist. She has also been a key participant in several international forums advocating the localization of SDGs, furthermore, she was invited by the Canadian government to present the SDGs she has particularly advocated for and implemented in her city.

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Through REFELA-THE GAMBIA NATIONAL CHAPTER conducted a fumigation and waste collection exercise for 6 days within the inner City of Banjul (Public places – Markets, Mosques, Churches, Schools, Library and Ferry Terminal), As part of our efforts to suppress the spread of the virus.

On infrastructure, Mayor Lowe was involved in the construction of an Abattoir at the Banjul Albert Market, to enable the women of Banjul to afford the price of meat while she constructed the new Banjul City Council complex. Other of her sterling performances are:
• Construction of modern toilets at the Banjul Albert Market
• Construction of the Multi-purpose Youth for Excellence Centre for the youths of Banjul
• Influenced the implementation of the Banjul Rehabilitation Project, which will address 37km of
Roads, Drainages and Sewage Systems of Banjul.
• Construction of stores and slabs for the women at the Banjul Albert Market.
• Construction of concrete and interlock block roads to the following streets in Banjul:
1. Peel Street
2. Spalding Street
3. Spalding Curve
4. Tally Dawada (Tobacco Road)
5. Haddington Street
6. Primet Street
• After securing 3.1 Million Euros from European Union, The following will go to infrastructure:
1. Green-up the City by planting enough trees.
2. Provide an advance lightening system for the entire City

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She is an empowered to the core and an addicted philanthropist and this is why she initiated Rohey Malick Lowe Women and Girls Empowerment Initiative. This initiative through
her personal support was able to launched D10, 000,000.00 (Ten Million Dalasis), to support the women of Banjul who want to start-up businesses or expand their businesses. So far, the initiative have already disbursed the funds to 45 women groups and 30 individual women in business. The initiative have donated Construction Materials to Banjul City Council worth D150, 000.00 (One Hundred and Fifty Thousand Dalasis) for the construction of the Abattoir in the Albert Market.
Mayor Lowe launched the REFELA GAMBIA NATIONAL CHAPTER. This initiative is here for Women Emancipation and Gender Equality to meet the SDGs and African Vision on Human Right and Zero Tolerance of Children on the Streets. She also initiated a team to create awareness on “LOCALIZING OF THE 2030 SDGs AGENDA” in Banjul and by extension The Gambia, knowing fully well that unemployment is the catalyst of poverty; Lord Mayor Rohey Lowe through the Banjul City Council under her leadership recruited 45 youths, trained them professionally and employed them as Securities. This is to render security services to the general public. She also initiated a team to create awareness on “LOCALIZING OF THE 2030 SDGs AGENDA” in Banjul and by extension The Gambia.
GOOD GOVERNANCE: She also embarked on the Restructuring of Banjul City Council by establishing the following:
1. Office of the Deputy Chief Executive Officer
2. Records office for proper filing system of the institution
3. Settled all Bank Debts for (B.C.C)
4. Re-Instalment of Electricity and Water supply from NAWEC
5. Maximize the revenue to 42%
6. Increased the salary of staff to 50%, plus risk allowances provided to all Revenue Collectors of Banjul City Council.
7. Introduction of a suggestion box for the general public to send in their contributions about what they think the institution should improve on for the development of the City.
• Introduction of the all-inclusiveness approach for the effective running of the Banjul City Council. A clear manifestation is partnering with Civil Society Organizations and other relevant stakeholders.
• Introduced Accountability and Transparency in the operations of the daily running of the institution.
• Initiated ‘BANJUL RELIEF INITIATIVE’ during the COVID-19 to help the residents of Banjul with essential foods items for them to adhere to the WHO and our Ministry of Health and Social Welfare Regulations in suppressing the spread of COVID-19 by staying at home.
• Initiated “KNOW YOUR COVID-19 STATUS” for the people of Banjul. This initiative gave the residents and commuters of the City the opportunity to know their COVID-19 status.
• Initiated “OPERATIONS 100 THOUSAND FACEMASKS INITIATIVE” for the people of Banjul and by extension The Gambia, in order to fight against COVID-19 in Banjul-The Gambia.

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This noble woman is the president of African capital cities sustainable forum, President of Refella The Gambia chapter, Executive member global parliament of mayors, Second vice president of the united democratic party UDP, Founder of the Rohey Malick Lowe women and girls initiative, Advocate of the SDGs and an Active advocate of the fight against Covid-19 pandemic.

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Food

Jumia Extends Food Platform To Five More Cities In Nigeria

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FoodNigeria

Jumia Food has expanded its food delivery service to five additional states in Nigeria as the company seeks to further drive the growth of online food and beverage delivery in the Nigerian market. The new tier-2 cities on the Jumia Food map are Minna, Benin City, Kaduna, Abeokuta, Kano, and Ilorin.

Chief Executive Officer, Jumia Nigeria, Massimiliano Spalazzi, said the extension of Jumia Food to these additional cities is part of Jumia’s resolve to expand the growing popularity and thrilling experience of online fast food services to customers in all Nigerian states.

“The food industry is very relevant to the Nigerian economy. With today’s covid-19 realities, the growing popularity of fast food, coupled with the growing trends for convenience, safety and value for money, has opened up opportunities for the food market in Nigeria. As the leading online marketplace in Nigeria and Africa, it comes naturally to us to help drive the penetration of this service through our technology and reach of our logistics network. By doing this, we are also helping to explore the food segment of the Nigerian Agricultural sector which has the potential of huge contribution to the Nigerian economy,”he said.

In 2020, Jumia recorded a major service improvement in its existing footprints in Lagos, Port Harcourt, Abuja and Ibadan by increasing its speed of delivery, with an average delivery time as fast as 26 minutes in Port Harcourt, 27 minutes in Lagos, 28 minutes in Ibadan, and 30 minutes in Abuja.

Jumia’s 2020 Nigeria Food Index report showed that the country’s agricultural sector experienced a major boom in 2019, significantly responsible for the 90.23 percent contribution made by non-oil sectors to Nigeria’s GDP.

The index further showed that the food and grocery retail market had total revenues of $44.9 billion, representing a compound annual growth rate (CAGR) of 8.7 percent in the last eight years. The report also showed that overall grocery retailing continues to expand, as consumers seek comfort and convenience when shopping for food. The food segment was the most lucrative, with total revenues of $33.7 billion, equivalent to 75 percent of the market’s overall value.

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Business

FirstBank Deepens Financial Inclusion With Largest Agent Banking Network, Empowers SMES

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At present, there are over 86,000 banking agents across 772 out of the 774 local government areas in Nigeria, a demonstration of FirstBank’s commitment to deepening financial inclusion and ensuring the unbanked are adequately catered for. In an interview with BusinessDay, Adesola Adeduntan, FirstBank’s CEO, noted that over N9.6 trillion had been processed through the bank’s agent network.

As he explained, FirstMonie agents have supported several government and NGOs’ cash transfers to the poorest of the poor in the rural areas. Additionally, selected FirstMonie agents in the rural communities are equipped with BVN enrolment devices; as such they are able to enrol and open accounts for rural dwellers that hitherto may not have had the opportunity to be included in the formal financial services system.

The bank’s commitment to providing access to finance for Small and Medium Enterprises (SMEs) was also highlighted by the CEO, who hinged this on “their potential to impact the economy”.

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He discussed the bank’s value adding solutions that have created a functional ecosystem for SMEs to thrive. The ecosystem includes propositions such as connection of the SMEs to talents and resources/cutting edge tools, access to business finance and market, capacity building opportunities and policy advocacy.

These are all aggregated on its SMEConnect platform as value adding products and services for easy access and at rates (prices) that are competitive and mostly discounted. The SMEConnect is a digital platform that allows the SMEs connect to FirstBank’s offerings from the comfort of their locations anywhere in the world.

This, according to Adeduntan, has been well received by the SME community as we engage across the country.Banking

Culled from BusinessDay

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Banking

UBA’s LEO: Celebrating Three Years of Revolutionised Banking Services

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Banking

 

Technology has been a veritable gift to mankind, and over the years, it has been responsible for creating amazingly useful resources which put all the information individuals need at their fingertips. The development of technology has also led to so many mind-blowing discoveries, better facilities, and better luxuries, which has in-turn helped to improve lifestyle and standard of living.

 

 

When Mark Zuckerberg recognised UBA’s Leo at Facebook F8

 

For instance, through relevant technological development, the average individual has been empowered to shop online and carry out seamless transaction any time of the day or night from the comfort of his own home or business place.

To this end, forward thinking companies and financial institutions with eyes in the future who have been conversant with the new trend in customer behaviour, have painstakingly designed new products and services tailor-made to meet the growing needs of customers anytime anywhere.

It is bearing this in mind that Pan-African financial Institution, United Bank for Africa (UBA) Plc, changed the face of e-banking in the African continent for the first time with the introduction of Leo – UBA’s Chat Banker. The idea of Leo, which was birthed in 2018, was to enable customers make use of their social media accounts to carry out key banking transactions with ease.

This is the first time ever that a financial institution in Africa evolved a one-stop solution to simplify the way customers transact, a key essential in today’s fast-paced world with demands for quick-time transactions and response.

With Leo’s help, customers have been able to open new accounts with ease, receive instant transaction notifications, check their balances on the go, transfer funds and airtime top up. Cheque confirmation, bill payments, loan application, account freezing, request for mini statements, flight bookings, airtime and data purchases, are some other services that the chat banking BOT has been helping customers to carry out since 2018.

And Leo, the Artificial Intelligent Bot which carries out seamless conversations with his customers – who he calls his friends by the way- has achieved this and more in its three-year existence; allowing users to carry out quick, fast and recurring transaction with ease from their popular social media accounts such as Facebook and Whatsapp.

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No wonder the bank has earned a lot of laurels and accolades in the last three years confirming Leo’s global acceptance and recognitions, as pointed out by UBA’s Group Manging Director, Mr. Kennedy Uzoka, some of which are:

‘Africa’s Best Digital Bank of the year’ by Euromoney; The Most; Innovative Bank of the year’ by International Finance; ‘Best Customer Engagement Tool’ by Africa Fintech; Pulse magazine rated Leo on WhatsApp as ‘The best WhatsApp Banking App’; ‘The Best Social Banking platform’ in Uganda; ‘Excellence in Automated Chatbot Initiative’ by Finnovex Awards; ‘Next Generation Class of 2019’ by CIBN; ‘Best Automated Chatbot Initiative, Application or Programme’ by The Asian Banker. The list is endless.

“The formulation of this product, is consistent with UBA’s Customer 1st philosophy, where we have been doing things not the way we like, but focusing on what the customers want, where they want it, and in the exact platform they want it; Uzoka explained. “At UBA, we have been continuously working with technology giants that have the global capacity to ensure not only seamless but also effortless banking for the millions of our customers across Africa; as all the bank’s subsidiaries in Africa have activated Leo to perform financial services for customers.

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Continuing, he said, “Since 2018, Leo has been helping with most transactions and to deliver any form of banking services. And this has been highlighted more especially during the lockdown occasioned by the COvid-19 virus, as Leo assisted all its users on all major social media platforms to carry out all their banking activities without having to physically visit a branch. This, to us, remains an admirable feat because with Leo, the banking needs of our customers have become easy and simple – as simple as chatting”; Uzoka pointed out.

Within three years of operations, UBA’s Leo has recorded a number of milestones including opened a total of 390,756 accounts; achieving 2,169,384 subscribers; conducting a total of 9,605,703 transaction count worth a value of N81,530,918,868. Leo which has over 2.1m unique users has also generated over 20 million conversations and over 85 million engagements; with such impressive feedback and usage and remains the only AI BoT showcased at the F8 in Mark’s Zuckerberg’s opening remarks.

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UBA’s Group Head, Digital Banking, Sampson Aneke, reiterated that Leo is not just a chat machine, but an artificial intelligence personality meant to address any type of banking concerns raised by customers.

“Leo has been operating a secure lifestyle banking platform on Facebook messenger, WhatsApp and IOS and Andriod to assist customers with their transactions while chatting with your friends and business partners. The security with this platform has been that for every transaction, a One Time Password (OTP) is generated to the phone number that is registered on your account,” he explained, and added that the bank is working tirelessly to improve LEO’s services to the customers in the coming weeks.

United Bank for Africa Plc is a leading Pan-African financial institution, offering banking services to more than twenty-one million customers, across over 1,000 business offices and customer touch points, in 20 African countries. With presence in the United States of America, the United Kingdom and France, UBA is connecting people and businesses across Africa through retail; commercial and corporate banking; innovative cross-border payments and remittances; trade finance and ancillary banking services

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